The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-inc ....The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-income Australians a better outcome. A number of states in Australia have recently introduced legislation to limit the interest rates charged by pay-day lenders. The study is very timely in that it offers an opportunity to monitor the impact of these new regulatory measures and consider opportunities for further reform.Read moreRead less
Addressing childcare flexibility. This project aims to identify how best to achieve flexible childcare for the large number of Australian shift-work, professional or casual employees who work outside or beyond standard work hours. Consecutive governments have attempted to intervene in what is now regarded as a childcare flexibility crisis, but their attempts have failed due to fundamental misunderstandings of family needs for affordable, quality care and service providers' business requirements. ....Addressing childcare flexibility. This project aims to identify how best to achieve flexible childcare for the large number of Australian shift-work, professional or casual employees who work outside or beyond standard work hours. Consecutive governments have attempted to intervene in what is now regarded as a childcare flexibility crisis, but their attempts have failed due to fundamental misunderstandings of family needs for affordable, quality care and service providers' business requirements. This project seeks to reconcile family and provider experiences with government cost and quality concerns. It aims to deliver new knowledge on the alignments between stakeholders’ interests so as to offer a way forward in the creation of an affordable, flexible, quality care system.Read moreRead less
The individual, the family and the state: expectations, intergenerational obligations and constraints in providing for old age. Intergenerational equity is a principle underpinning policy debates around financing retirement and care in older age. Enhanced understanding of this cohort's expectations and obligations will assist in policy development around financing retirement and paying for care that takes account of this cohort's expectations and obligations. Further, exploring the expectations ....The individual, the family and the state: expectations, intergenerational obligations and constraints in providing for old age. Intergenerational equity is a principle underpinning policy debates around financing retirement and care in older age. Enhanced understanding of this cohort's expectations and obligations will assist in policy development around financing retirement and paying for care that takes account of this cohort's expectations and obligations. Further, exploring the expectations underpinning intergenerational exchanges from this cohort's perspective will assist in understanding the dynamics around these exchanges and lay the ground work for future research into factors that facilitate cross-generation family functioning.Read moreRead less
Managing Older People's Financial Assets in Aged Care Facilities: The Intersection of Legal and Care Requirements and Financial Management Practices. This project will provide important new knowledge and propose changes to policy, practice and legislation that will promote older people's independence and choice in how their financial affairs are managed. The physical and cognitive frailty of aged care facility residents is increasing and their capacity to manage their assets and income is often ....Managing Older People's Financial Assets in Aged Care Facilities: The Intersection of Legal and Care Requirements and Financial Management Practices. This project will provide important new knowledge and propose changes to policy, practice and legislation that will promote older people's independence and choice in how their financial affairs are managed. The physical and cognitive frailty of aged care facility residents is increasing and their capacity to manage their assets and income is often limited. This study will address financial elder abuse and problems with how decisions are made on behalf of older people. Improving the legislative, policy and practice frameworks that govern the risks, rights and responsibilities of care staff and family members will assist them to appropriately support and protect older people in residential care.Read moreRead less
Conditional welfare: A comparative case study of income management policies. Using an innovative methodology that incorporates a cross-national comparison of policy design and practice, this project aims to explore the effects of income management policies. The research will provide new insights into compulsory income management in Australia, and its more recent introduction in New Zealand. The expected outcomes will provide benefits, such as a richer understanding of human agency, autonomy and ....Conditional welfare: A comparative case study of income management policies. Using an innovative methodology that incorporates a cross-national comparison of policy design and practice, this project aims to explore the effects of income management policies. The research will provide new insights into compulsory income management in Australia, and its more recent introduction in New Zealand. The expected outcomes will provide benefits, such as a richer understanding of human agency, autonomy and social identity in the context of social policy.Read moreRead less