Ready to launch? young Australians’ work and family transitions. This project aims to establish reasons for young Australians delaying life-course milestones such as nest leaving and marriage. Are we seeing a shift of these milestones from “cornerstones” that lay the foundations for accomplishment to “capstones” that depend on economics accomplishments in areas such as employment? The project will investigate the timing of and conditions surrounding young Australians’ economic accomplishments an ....Ready to launch? young Australians’ work and family transitions. This project aims to establish reasons for young Australians delaying life-course milestones such as nest leaving and marriage. Are we seeing a shift of these milestones from “cornerstones” that lay the foundations for accomplishment to “capstones” that depend on economics accomplishments in areas such as employment? The project will investigate the timing of and conditions surrounding young Australians’ economic accomplishments and key household transitions. This will provide significant benefits such as identifying the economic, personal and family drivers of life-course transitions that are consequential for Australians' health, economic and social well-being, and use of public assistance programs.Read moreRead less
Housing affordability: the use and misuse of reverse mortgages by older households. Many retirees are without compulsory superannuation although daily living costs have risen substantially. As additional workers in the 'baby boom' generation retire and less tax will be paid to the government, it appears there will be increasing pressure placed on the pension system. A large proportion of the population may struggle to enjoy a fulfilling retirement and be drawn towards a reverse mortgage, which ....Housing affordability: the use and misuse of reverse mortgages by older households. Many retirees are without compulsory superannuation although daily living costs have risen substantially. As additional workers in the 'baby boom' generation retire and less tax will be paid to the government, it appears there will be increasing pressure placed on the pension system. A large proportion of the population may struggle to enjoy a fulfilling retirement and be drawn towards a reverse mortgage, which in turn may be misunderstood. With an increasing proportion of older residents leaving the workforce, the community would be adversely affected if this cohort required government financial assistance due to the misuse of home equity loans.Read moreRead less