The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-inc ....The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-income Australians a better outcome. A number of states in Australia have recently introduced legislation to limit the interest rates charged by pay-day lenders. The study is very timely in that it offers an opportunity to monitor the impact of these new regulatory measures and consider opportunities for further reform.Read moreRead less
New Economy entrepreneurs: making the decision to stay in Australia or relocate overseas. This study examines information and bioscience technology entrepreneurs in Australia and the decision-making process concerning the location of their businesses. It arises from widespread concern that Australia's place in the world economy has become increasingly peripheral in the context of New Economy industries. The study examines the social characteristics of entrepreneurs in New Economy industries, the ....New Economy entrepreneurs: making the decision to stay in Australia or relocate overseas. This study examines information and bioscience technology entrepreneurs in Australia and the decision-making process concerning the location of their businesses. It arises from widespread concern that Australia's place in the world economy has become increasingly peripheral in the context of New Economy industries. The study examines the social characteristics of entrepreneurs in New Economy industries, the different types of social networks in which entrepreneurs are embedded, and how these networks inform locational decisions. More generally, the study will clarify theoretical debates about the dynamics of the New Economy, and will provide a basis for more informed public policy in Australia.Read moreRead less