The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-inc ....The high cost of financial insecurity: exploring the role of the 'fringe economy' in the lives of low-income Australians. The national benefit from this research has a number of dimensions. The first is to draw the community's attention to the high costs and charges associated with fringe lenders in Australia and the economic and social consequences of accessing these services. The second benefit relates to establishing what sorts of financial products and regulatory measures would offer low-income Australians a better outcome. A number of states in Australia have recently introduced legislation to limit the interest rates charged by pay-day lenders. The study is very timely in that it offers an opportunity to monitor the impact of these new regulatory measures and consider opportunities for further reform.Read moreRead less
Changes in payments, family dynamics and wellbeing following major child support reform: a longitudinal investigation of behavourial and attitudinal responses. This study will benefit the nation in three main ways: (a) it will measure the immediate impact of child support reforms on parent-child contact and the payment of child support; (b) it will provide an estimate of the consequences of these reforms for family dynamics (especially conflict, acrimony and the quality of parent-child relations ....Changes in payments, family dynamics and wellbeing following major child support reform: a longitudinal investigation of behavourial and attitudinal responses. This study will benefit the nation in three main ways: (a) it will measure the immediate impact of child support reforms on parent-child contact and the payment of child support; (b) it will provide an estimate of the consequences of these reforms for family dynamics (especially conflict, acrimony and the quality of parent-child relationships) and parents' and children's health and wellbeing; and (c) it will provide new evidence on the interrelationships between post-separation economic, social and psychological wellbeing irrespective of the reforms. Through this partnership between the University and relevant government departments, we are maximising the opportunity for shaping future policies and service delivery.Read moreRead less